LOS ANGELES RAMS
Los Angeles Rams

The risky financial move that defines Stafford's future in Los Angeles

The current MVP's contract puts the franchise at financial risk

Los Angeles, Rams' Matthew Stafford poses after winning the AP Most...
Los Angeles, Rams' Matthew Stafford poses after winning the AP Most Valuable Player award/LAPRESSE

Free agency is drawing closer for both NFL players and franchises. With that in mind, general managers are beginning to evaluate their options to reshape their rosters ahead of the 2026 season.

Many of them will have to perform financial gymnastics to balance the contracts of their current players and those set to arrive to comply with the salary cap. In Los Angeles, this has created a complication involving the reigning MVP, Matthew Stafford.

Despite the quarterback being at the peak of his powers after securing the MVP award, at 38 years old, he appears to be approaching his final season with the Rams. As a result, the organization must begin searching for his replacement while simultaneously restructuring the offense.

The possible Rams restructuring beginning in 2026

With the draft on the horizon, several voices suggest the Rams should pursue a quarterback for the near future so that when Stafford departs, his successor can benefit from time alongside him, allowing for a smoother transition.

@VinnyBonsignore believes the Rams could draft a developmental QB in the first round," SleeperNFL tweeted on X. "The Rams are already planning for that 'inevitable transition' that will occur whenever Stafford retires...

The Los Angeles signal-caller kept the front office waiting as he deliberated whether to return for another season or retire. Ultimately, he decided he wants to compete for at least one more year in pursuit of another championship.

4,707 yards 46 touchdowns

Those were Stafford's numbers in 2025, and he hopes to carry that momentum into 2026.

It is no secret that the Rams are searching for Stafford's eventual successor, and with two first-round selections, No. 13 and No. 29, they could realistically target a high-quality quarterback prospect.

This is where the possibility emerges of Alabama quarterback Ty Simpson joining the franchise.

Ty Simpson would be the perfect match for the Los Angeles Rams

According to several specialists and analysts, including Louis Riddick, Ty Simpson's strong performances and statistical production make him an ideal selection for the Los Angeles team.

  • 3,567 yards
  • 28 touchdowns
  • 11 victories
  • Rose Bowl appearance

One of the key moments will come after Monday, February 23, 2026, when the NFL Combine takes place. That event should provide greater clarity on whether Simpson can serve as Stafford's backup for one season before taking over the reins the following year.

By 2027, Stafford could receive $40 million if he remains on the roster through the start of free agency, a scenario that would significantly impact the franchise financially.

At this moment, the Rams are in a healthy position with a projected $45 million in cap space, giving them flexibility as they approach the 2026 draft. However, they must carefully consider their next moves, fully aware that Stafford's contract could either become a substantial financial burden or be mitigated through a void-charge in 2027.

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